Moving from Madison to Wilmington (2026)
Wilmington has a COL index of 93 vs 97 for Madison (100 = US average). You'd pay about 4% less for the same lifestyle.
Key differences
Salary needed in Wilmington to match your Madison lifestyle
Based on the 4% cost of living decrease between the two cities.
| Your salary in Madison | Equivalent in Wilmington |
|---|---|
| $40K | $38,351 |
| $50K | $47,938 |
| $60K | $57,526 |
| $75K | $71,907 |
| $80K | $76,701 |
| $100K | $95,876 |
| $120K | $115,052 |
| $150K | $143,814 |
Monthly budget at $75K — Madison vs Wilmington
| Expense | Madison | Wilmington |
|---|---|---|
| Monthly take-home | $4,259 | $4,459 |
| 1BR rent | $1,650 | $1,550 |
| Groceries | $384 | $372 |
| Transport | $62 | $45 |
| Utilities | $162 | $158 |
| Internet | $63 | $62 |
| Left after essentials | $1,938 | $2,272 |
Frequently asked questions
Is Wilmington cheaper than Madison?
Yes. Wilmington has a cost of living index of 93 vs 97 for Madison (100 = US average). That's about 4% cheaper.
How much will I save moving from Madison to Wilmington?
On a $75K salary, moving from Madison to Wilmington could save roughly $134/month on core expenses. That's ~$1,608/year.
What salary do I need in Wilmington to match my Madison lifestyle?
To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $71,907/year in Wilmington. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only