Moving from Madison to Split (2026)
Split has a COL index of 55 vs 97 for Madison (100 = US average). You'd pay about 43% less for the same lifestyle.
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Key differences
Salary needed in Split to match your Madison lifestyle
Based on the 43% cost of living decrease between the two cities.
| Your salary in Madison | Equivalent in Split |
|---|---|
| $40K | $22,680 |
| $50K | $28,351 |
| $60K | $34,021 |
| $75K | $42,526 |
| $80K | $45,361 |
| $100K | $56,701 |
| $120K | $68,041 |
| $150K | $85,052 |
Adjust your salary
Monthly budget at $75K — Madison vs Split
| Expense | Madison | Split |
|---|---|---|
| Monthly take-home | $4,259 | $3,491 |
| 1BR rent | $1,650 | $700 |
| Groceries | $384 | $380 |
| Transport | $62 | $150 |
| Utilities | $162 | $80 |
| Internet | $63 | $25 |
| Left after essentials | $1,938 | $2,156 |
30-Year Wealth Builder
If you invest your monthly savings of $986 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Madison — that's the real price of a city.
Frequently asked questions
Is Split cheaper than Madison?
Yes. Split has a cost of living index of 55 vs 97 for Madison (100 = US average). That's about 43% cheaper.
How much will I save moving from Madison to Split?
On a $75K salary, moving from Madison to Split saves roughly $181/month on core expenses. That's ~$2,172/year.
What salary do I need in Split to match my Madison lifestyle?
To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $42,526/year in Split. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only