Moving from Madison to Sioux Falls (2026)

Sioux Falls has a COL index of 88 vs 97 for Madison (100 = US average). You'd pay about 9% less for the same lifestyle.

Save ~$449/mo
on core expenses · $75K salary baseline

Key differences

COL index
9788
100 = US avg
1BR rent
$1,650$1,250
per month
State tax
7.7%None
income tax
Take-home at $75K
$4,259$4,741
per month

Salary needed in Sioux Falls to match your Madison lifestyle

Based on the 9% cost of living decrease between the two cities.

Your salary in MadisonEquivalent in Sioux Falls
$40K$36,289
$50K$45,361
$60K$54,433
$75K$68,041
$80K$72,577
$100K$90,722
$120K$108,866
$150K$136,082

Monthly budget at $75K — Madison vs Sioux Falls

ExpenseMadisonSioux Falls
Monthly take-home$4,259$4,741
1BR rent$1,650$1,250
Groceries$384$365
Transport$62$42
Utilities$162$155
Internet$63$60
Left after essentials$1,938$2,869

Frequently asked questions

Is Sioux Falls cheaper than Madison?

Yes. Sioux Falls has a cost of living index of 88 vs 97 for Madison (100 = US average). That's about 9% cheaper.

How much will I save moving from Madison to Sioux Falls?

On a $75K salary, moving from Madison to Sioux Falls could save roughly $449/month on core expenses. That's ~$5,388/year.

What salary do I need in Sioux Falls to match my Madison lifestyle?

To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $68,041/year in Sioux Falls. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only