Moving from Madison to Sacramento (2026)
Sacramento has a COL index of 127 vs 97 for Madison (100 = US average). Expect to pay about 31% more for the same lifestyle.
Key differences
Salary needed in Sacramento to match your Madison lifestyle
Based on the 31% cost of living increase between the two cities.
| Your salary in Madison | Equivalent in Sacramento |
|---|---|
| $40K | $52,371 |
| $50K | $65,464 |
| $60K | $78,557 |
| $75K | $98,196 |
| $80K | $104,742 |
| $100K | $130,928 |
| $120K | $157,113 |
| $150K | $196,392 |
Monthly budget at $75K — Madison vs Sacramento
| Expense | Madison | Sacramento |
|---|---|---|
| Monthly take-home | $4,259 | $4,159 |
| 1BR rent | $1,650 | $2,000 |
| Groceries | $384 | $403 |
| Transport | $62 | $100 |
| Utilities | $162 | $150 |
| Internet | $63 | $65 |
| Left after essentials | $1,938 | $1,441 |
Frequently asked questions
Is Sacramento cheaper than Madison?
No. Sacramento has a cost of living index of 127 vs 97 for Madison (100 = US average). That's about 31% more expensive.
How much will I save moving from Madison to Sacramento?
On a $75K salary, core expenses in Sacramento run about $397/month more than Madison. Factor this into your salary negotiation when relocating.
What salary do I need in Sacramento to match my Madison lifestyle?
To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $98,196/year in Sacramento. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only