Moving from Madison to Rochester (2026)
Rochester has a COL index of 89 vs 97 for Madison (100 = US average). You'd pay about 8% less for the same lifestyle.
Save ~$335/mo
on core expenses · $75K salary baseline
Key differences
COL index
9789
100 = US avg
1BR rent
$1,650$1,300
per month
State tax
7.7%6.9%
income tax
Take-home at $75K
$4,259$4,309
per month
Salary needed in Rochester to match your Madison lifestyle
Based on the 8% cost of living decrease between the two cities.
| Your salary in Madison | Equivalent in Rochester |
|---|---|
| $40K | $36,701 |
| $50K | $45,876 |
| $60K | $55,052 |
| $75K | $68,814 |
| $80K | $73,402 |
| $100K | $91,753 |
| $120K | $110,103 |
| $150K | $137,629 |
Monthly budget at $75K — Madison vs Rochester
| Expense | Madison | Rochester |
|---|---|---|
| Monthly take-home | $4,259 | $4,309 |
| 1BR rent | $1,650 | $1,300 |
| Groceries | $384 | $376 |
| Transport | $62 | $65 |
| Utilities | $162 | $180 |
| Internet | $63 | $65 |
| Left after essentials | $1,938 | $2,323 |
Frequently asked questions
Is Rochester cheaper than Madison?
Yes. Rochester has a cost of living index of 89 vs 97 for Madison (100 = US average). That's about 8% cheaper.
How much will I save moving from Madison to Rochester?
On a $75K salary, moving from Madison to Rochester could save roughly $335/month on core expenses. That's ~$4,020/year.
What salary do I need in Rochester to match my Madison lifestyle?
To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $68,814/year in Rochester. This is based on the overall COL index difference between the two cities.
Moving from Rochester to MadisonMadison vs Rochester — full comparisonMadison cost of livingRochester cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only