Moving from Madison to Pensacola (2026)
Pensacola has a COL index of 88 vs 97 for Madison (100 = US average). You'd pay about 9% less for the same lifestyle.
Save ~$367/mo
on core expenses · $75K salary baseline
Key differences
COL index
9788
100 = US avg
1BR rent
$1,650$1,300
per month
State tax
7.7%None
income tax
Take-home at $75K
$4,259$4,741
per month
Salary needed in Pensacola to match your Madison lifestyle
Based on the 9% cost of living decrease between the two cities.
| Your salary in Madison | Equivalent in Pensacola |
|---|---|
| $40K | $36,289 |
| $50K | $45,361 |
| $60K | $54,433 |
| $75K | $68,041 |
| $80K | $72,577 |
| $100K | $90,722 |
| $120K | $108,866 |
| $150K | $136,082 |
Monthly budget at $75K — Madison vs Pensacola
| Expense | Madison | Pensacola |
|---|---|---|
| Monthly take-home | $4,259 | $4,741 |
| 1BR rent | $1,650 | $1,300 |
| Groceries | $384 | $361 |
| Transport | $62 | $45 |
| Utilities | $162 | $188 |
| Internet | $63 | $60 |
| Left after essentials | $1,938 | $2,787 |
Frequently asked questions
Is Pensacola cheaper than Madison?
Yes. Pensacola has a cost of living index of 88 vs 97 for Madison (100 = US average). That's about 9% cheaper.
How much will I save moving from Madison to Pensacola?
On a $75K salary, moving from Madison to Pensacola could save roughly $367/month on core expenses. That's ~$4,404/year.
What salary do I need in Pensacola to match my Madison lifestyle?
To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $68,041/year in Pensacola. This is based on the overall COL index difference between the two cities.
Moving from Pensacola to MadisonMadison vs Pensacola — full comparisonMadison cost of livingPensacola cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only