Moving from Madison to Nashville (2026)

Nashville has a COL index of 112 vs 97 for Madison (100 = US average). Expect to pay about 15% more for the same lifestyle.

Pay ~$144 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
97112
100 = US avg
1BR rent
$1,650$1,800
per month
State tax
7.7%None
income tax
Take-home at $75K
$4,259$4,741
per month

Salary needed in Nashville to match your Madison lifestyle

Based on the 15% cost of living increase between the two cities.

Your salary in MadisonEquivalent in Nashville
$40K$46,186
$50K$57,732
$60K$69,278
$75K$86,598
$80K$92,371
$100K$115,464
$120K$138,557
$150K$173,196

Monthly budget at $75K — Madison vs Nashville

ExpenseMadisonNashville
Monthly take-home$4,259$4,741
1BR rent$1,650$1,800
Groceries$384$365
Transport$62$70
Utilities$162$170
Internet$63$60
Left after essentials$1,938$2,276

Frequently asked questions

Is Nashville cheaper than Madison?

No. Nashville has a cost of living index of 112 vs 97 for Madison (100 = US average). That's about 15% more expensive.

How much will I save moving from Madison to Nashville?

On a $75K salary, core expenses in Nashville run about $144/month more than Madison. Factor this into your salary negotiation when relocating.

What salary do I need in Nashville to match my Madison lifestyle?

To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $86,598/year in Nashville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only