Moving from Madison to Lexington (2026)

Lexington has a COL index of 89 vs 97 for Madison (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$328/mo
on core expenses · $75K salary baseline

Key differences

COL index
9789
100 = US avg
1BR rent
$1,650$1,350
per month
State tax
7.7%4%
income tax
Take-home at $75K
$4,259$4,491
per month

Salary needed in Lexington to match your Madison lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in MadisonEquivalent in Lexington
$40K$36,701
$50K$45,876
$60K$55,052
$75K$68,814
$80K$73,402
$100K$91,753
$120K$110,103
$150K$137,629

Monthly budget at $75K — Madison vs Lexington

ExpenseMadisonLexington
Monthly take-home$4,259$4,491
1BR rent$1,650$1,350
Groceries$384$365
Transport$62$60
Utilities$162$158
Internet$63$60
Left after essentials$1,938$2,498

Frequently asked questions

Is Lexington cheaper than Madison?

Yes. Lexington has a cost of living index of 89 vs 97 for Madison (100 = US average). That's about 8% cheaper.

How much will I save moving from Madison to Lexington?

On a $75K salary, moving from Madison to Lexington could save roughly $328/month on core expenses. That's ~$3,936/year.

What salary do I need in Lexington to match my Madison lifestyle?

To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $68,814/year in Lexington. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only