Moving from Madison to Flagstaff (2026)

Flagstaff has a COL index of 102 vs 97 for Madison (100 = US average). Expect to pay about 5% more for the same lifestyle.

Pay ~$18 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
97102
100 = US avg
1BR rent
$1,650$1,650
per month
State tax
7.7%2.5%
income tax
Take-home at $75K
$4,259$4,584
per month

Salary needed in Flagstaff to match your Madison lifestyle

Based on the 5% cost of living increase between the two cities.

Your salary in MadisonEquivalent in Flagstaff
$40K$42,062
$50K$52,577
$60K$63,093
$75K$78,866
$80K$84,124
$100K$105,155
$120K$126,186
$150K$157,732

Monthly budget at $75K — Madison vs Flagstaff

ExpenseMadisonFlagstaff
Monthly take-home$4,259$4,584
1BR rent$1,650$1,650
Groceries$384$384
Transport$62$45
Utilities$162$195
Internet$63$65
Left after essentials$1,938$2,245

Frequently asked questions

Is Flagstaff cheaper than Madison?

No. Flagstaff has a cost of living index of 102 vs 97 for Madison (100 = US average). That's about 5% more expensive.

How much will I save moving from Madison to Flagstaff?

On a $75K salary, core expenses in Flagstaff run about $18/month more than Madison. Factor this into your salary negotiation when relocating.

What salary do I need in Flagstaff to match my Madison lifestyle?

To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $78,866/year in Flagstaff. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only