Moving from Madison to Eugene (2026)
Eugene has a COL index of 107 vs 97 for Madison (100 = US average). Expect to pay about 10% more for the same lifestyle.
Pay ~$1 more/mo
on core expenses · $75K salary baseline
Key differences
COL index
97107
100 = US avg
1BR rent
$1,650$1,650
per month
State tax
7.7%9.9%
income tax
Take-home at $75K
$4,259$4,122
per month
Salary needed in Eugene to match your Madison lifestyle
Based on the 10% cost of living increase between the two cities.
| Your salary in Madison | Equivalent in Eugene |
|---|---|
| $40K | $44,124 |
| $50K | $55,155 |
| $60K | $66,186 |
| $75K | $82,732 |
| $80K | $88,247 |
| $100K | $110,309 |
| $120K | $132,371 |
| $150K | $165,464 |
Monthly budget at $75K — Madison vs Eugene
| Expense | Madison | Eugene |
|---|---|---|
| Monthly take-home | $4,259 | $4,122 |
| 1BR rent | $1,650 | $1,650 |
| Groceries | $384 | $395 |
| Transport | $62 | $82 |
| Utilities | $162 | $128 |
| Internet | $63 | $65 |
| Left after essentials | $1,938 | $1,802 |
Frequently asked questions
Is Eugene cheaper than Madison?
No. Eugene has a cost of living index of 107 vs 97 for Madison (100 = US average). That's about 10% more expensive.
How much will I save moving from Madison to Eugene?
On a $75K salary, moving from Madison to Eugene could save roughly $1/month on core expenses. That's ~$12/year.
What salary do I need in Eugene to match my Madison lifestyle?
To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $82,732/year in Eugene. This is based on the overall COL index difference between the two cities.
Moving from Eugene to MadisonMadison vs Eugene — full comparisonMadison cost of livingEugene cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only