Moving from Madison to Austin (2026)

Austin has a COL index of 122 vs 97 for Madison (100 = US average). Expect to pay about 26% more for the same lifestyle.

Pay ~$136 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
97122
100 = US avg
1BR rent
$1,650$1,800
per month
State tax
7.7%None
income tax
Take-home at $75K
$4,259$4,741
per month

Salary needed in Austin to match your Madison lifestyle

Based on the 26% cost of living increase between the two cities.

Your salary in MadisonEquivalent in Austin
$40K$50,309
$50K$62,887
$60K$75,464
$75K$94,330
$80K$100,619
$100K$125,773
$120K$150,928
$150K$188,660

Monthly budget at $75K — Madison vs Austin

ExpenseMadisonAustin
Monthly take-home$4,259$4,741
1BR rent$1,650$1,800
Groceries$384$372
Transport$62$50
Utilities$162$170
Internet$63$65
Left after essentials$1,938$2,284

Frequently asked questions

Is Austin cheaper than Madison?

No. Austin has a cost of living index of 122 vs 97 for Madison (100 = US average). That's about 26% more expensive.

How much will I save moving from Madison to Austin?

On a $75K salary, core expenses in Austin run about $136/month more than Madison. Factor this into your salary negotiation when relocating.

What salary do I need in Austin to match my Madison lifestyle?

To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $94,330/year in Austin. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only