Moving from Madison to Ann Arbor (2026)

Ann Arbor has a COL index of 105 vs 97 for Madison (100 = US average). Expect to pay about 8% more for the same lifestyle.

Pay ~$103 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
97105
100 = US avg
1BR rent
$1,650$1,750
per month
State tax
7.7%4.1%
income tax
Take-home at $75K
$4,259$4,484
per month

Salary needed in Ann Arbor to match your Madison lifestyle

Based on the 8% cost of living increase between the two cities.

Your salary in MadisonEquivalent in Ann Arbor
$40K$43,299
$50K$54,124
$60K$64,948
$75K$81,186
$80K$86,598
$100K$108,247
$120K$129,897
$150K$162,371

Monthly budget at $75K — Madison vs Ann Arbor

ExpenseMadisonAnn Arbor
Monthly take-home$4,259$4,484
1BR rent$1,650$1,750
Groceries$384$384
Transport$62$65
Utilities$162$162
Internet$63$63
Left after essentials$1,938$2,060

Frequently asked questions

Is Ann Arbor cheaper than Madison?

No. Ann Arbor has a cost of living index of 105 vs 97 for Madison (100 = US average). That's about 8% more expensive.

How much will I save moving from Madison to Ann Arbor?

On a $75K salary, core expenses in Ann Arbor run about $103/month more than Madison. Factor this into your salary negotiation when relocating.

What salary do I need in Ann Arbor to match my Madison lifestyle?

To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $81,186/year in Ann Arbor. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only