Moving from Lubbock to Waco (2026)
Waco has a COL index of 83 vs 81 for Lubbock (100 = US average). Expect to pay about 2% more for the same lifestyle.
Key differences
Salary needed in Waco to match your Lubbock lifestyle
Based on the 2% cost of living increase between the two cities.
| Your salary in Lubbock | Equivalent in Waco |
|---|---|
| $40K | $40,988 |
| $50K | $51,235 |
| $60K | $61,481 |
| $75K | $76,852 |
| $80K | $81,975 |
| $100K | $102,469 |
| $120K | $122,963 |
| $150K | $153,704 |
Monthly budget at $75K — Lubbock vs Waco
| Expense | Lubbock | Waco |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $1,000 | $1,000 |
| Groceries | $346 | $350 |
| Transport | $38 | $38 |
| Utilities | $172 | $172 |
| Internet | $58 | $60 |
| Left after essentials | $3,127 | $3,121 |
Frequently asked questions
Is Waco cheaper than Lubbock?
No. Waco has a cost of living index of 83 vs 81 for Lubbock (100 = US average). That's about 2% more expensive.
How much will I save moving from Lubbock to Waco?
On a $75K salary, core expenses in Waco run about $6/month more than Lubbock. Factor this into your salary negotiation when relocating.
What salary do I need in Waco to match my Lubbock lifestyle?
To maintain the same purchasing power as $75,000 in Lubbock, you'd need roughly $76,852/year in Waco. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only