Moving from Louisville to Split (2026)

Split has a COL index of 55 vs 88 for Louisville (100 = US average). You'd pay about 38% less for the same lifestyle.

Save ~$400/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
88 โ†’ 55
100 = US avg
1BR rent
$1,300 โ†’ $700
per month
State tax
4% โ†’ 20%
income tax
COL difference
88 โ†’ 55
38% cheaper

Salary needed in Split to match your Louisville lifestyle

Based on the 38% cost of living decrease between the two cities.

Your salary in LouisvilleEquivalent in Split
$40K$25,000
$50K$31,250
$60K$37,500
$75K$46,875
$80K$50,000
$100K$62,500
$120K$75,000
$150K$93,750

Adjust your salary

Save ~$608/moon core expenses at $75K

Monthly budget at $75K โ€” Louisville vs Split

ExpenseLouisvilleSplit
Monthly take-home$4,491$3,491
1BR rent$1,300$700
Groceries$361$380
Transport$60$150
Utilities$162$80
Internet$60$25
Left after essentials$2,548$2,156

30-Year Wealth Builder

If you invest your monthly savings of $608 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$741,742

over 30 years compared to staying in Louisville โ€” that's the real price of a city.

$608/mo invested

Frequently asked questions

Is Split cheaper than Louisville?

Yes. Split has a cost of living index of 55 vs 88 for Louisville (100 = US average). That's about 38% cheaper.

How much will I save moving from Louisville to Split?

On a $75K salary, core expenses in Split run about $400/month more than Louisville. Factor this into your salary negotiation when relocating.

What salary do I need in Split to match my Louisville lifestyle?

To maintain the same purchasing power as $75,000 in Louisville, you'd need roughly $46,875/year in Split. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only