Moving from Louisville to Midland (2026)

Midland has a COL index of 93 vs 88 for Louisville (100 = US average). Expect to pay about 6% more for the same lifestyle.

Pay ~$100 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8893
100 = US avg
1BR rent
$1,300$1,200
per month
State tax
4%None
income tax
Take-home at $75K
$4,491$4,741
per month

Salary needed in Midland to match your Louisville lifestyle

Based on the 6% cost of living increase between the two cities.

Your salary in LouisvilleEquivalent in Midland
$40K$42,273
$50K$52,841
$60K$63,409
$75K$79,261
$80K$84,545
$100K$105,682
$120K$126,818
$150K$158,523

Monthly budget at $75K — Louisville vs Midland

ExpenseLouisvilleMidland
Monthly take-home$4,491$4,741
1BR rent$1,300$1,200
Groceries$361$365
Transport$60$35
Utilities$162$178
Internet$60$65
Left after essentials$2,548$2,898

Frequently asked questions

Is Midland cheaper than Louisville?

No. Midland has a cost of living index of 93 vs 88 for Louisville (100 = US average). That's about 6% more expensive.

How much will I save moving from Louisville to Midland?

On a $75K salary, moving from Louisville to Midland could save roughly $100/month on core expenses. That's ~$1,200/year.

What salary do I need in Midland to match my Louisville lifestyle?

To maintain the same purchasing power as $75,000 in Louisville, you'd need roughly $79,261/year in Midland. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only