Moving from Louisville to Bismarck (2026)

Bismarck has a COL index of 87 vs 88 for Louisville (100 = US average). You'd pay about 1% less for the same lifestyle.

Save ~$165/mo
on core expenses · $75K salary baseline

Key differences

COL index
8887
100 = US avg
1BR rent
$1,300$1,150
per month
State tax
4%2.5%
income tax
Take-home at $75K
$4,491$4,584
per month

Salary needed in Bismarck to match your Louisville lifestyle

Based on the 1% cost of living decrease between the two cities.

Your salary in LouisvilleEquivalent in Bismarck
$40K$39,545
$50K$49,432
$60K$59,318
$75K$74,148
$80K$79,091
$100K$98,864
$120K$118,636
$150K$148,295

Monthly budget at $75K — Louisville vs Bismarck

ExpenseLouisvilleBismarck
Monthly take-home$4,491$4,584
1BR rent$1,300$1,150
Groceries$361$369
Transport$60$42
Utilities$162$152
Internet$60$65
Left after essentials$2,548$2,806

Frequently asked questions

Is Bismarck cheaper than Louisville?

Yes. Bismarck has a cost of living index of 87 vs 88 for Louisville (100 = US average). That's about 1% cheaper.

How much will I save moving from Louisville to Bismarck?

On a $75K salary, moving from Louisville to Bismarck could save roughly $165/month on core expenses. That's ~$1,980/year.

What salary do I need in Bismarck to match my Louisville lifestyle?

To maintain the same purchasing power as $75,000 in Louisville, you'd need roughly $74,148/year in Bismarck. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only