Moving from Long Beach to Waco (2026)

Waco has a COL index of 83 vs 148 for Long Beach (100 = US average). You'd pay about 44% less for the same lifestyle.

Save ~$1,506/mo
on core expenses · $75K salary baseline

Key differences

COL index
14883
100 = US avg
1BR rent
$2,400$1,000
per month
State tax
9.3%None
income tax
Take-home at $75K
$4,159$4,741
per month

Salary needed in Waco to match your Long Beach lifestyle

Based on the 44% cost of living decrease between the two cities.

Your salary in Long BeachEquivalent in Waco
$40K$22,432
$50K$28,041
$60K$33,649
$75K$42,061
$80K$44,865
$100K$56,081
$120K$67,297
$150K$84,122

Monthly budget at $75K — Long Beach vs Waco

ExpenseLong BeachWaco
Monthly take-home$4,159$4,741
1BR rent$2,400$1,000
Groceries$410$350
Transport$100$38
Utilities$148$172
Internet$68$60
Left after essentials$1,033$3,121

Frequently asked questions

Is Waco cheaper than Long Beach?

Yes. Waco has a cost of living index of 83 vs 148 for Long Beach (100 = US average). That's about 44% cheaper.

How much will I save moving from Long Beach to Waco?

On a $75K salary, moving from Long Beach to Waco could save roughly $1,506/month on core expenses. That's ~$18,072/year.

What salary do I need in Waco to match my Long Beach lifestyle?

To maintain the same purchasing power as $75,000 in Long Beach, you'd need roughly $42,061/year in Waco. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only