Moving from Long Beach to Fargo (2026)

Fargo has a COL index of 89 vs 148 for Long Beach (100 = US average). You'd pay about 40% less for the same lifestyle.

Save ~$1,237/mo
on core expenses · $75K salary baseline

Key differences

COL index
14889
100 = US avg
1BR rent
$2,400$1,250
per month
State tax
9.3%2.5%
income tax
Take-home at $75K
$4,159$4,584
per month

Salary needed in Fargo to match your Long Beach lifestyle

Based on the 40% cost of living decrease between the two cities.

Your salary in Long BeachEquivalent in Fargo
$40K$24,054
$50K$30,068
$60K$36,081
$75K$45,101
$80K$48,108
$100K$60,135
$120K$72,162
$150K$90,203

Monthly budget at $75K — Long Beach vs Fargo

ExpenseLong BeachFargo
Monthly take-home$4,159$4,584
1BR rent$2,400$1,250
Groceries$410$369
Transport$100$50
Utilities$148$155
Internet$68$65
Left after essentials$1,033$2,695

Frequently asked questions

Is Fargo cheaper than Long Beach?

Yes. Fargo has a cost of living index of 89 vs 148 for Long Beach (100 = US average). That's about 40% cheaper.

How much will I save moving from Long Beach to Fargo?

On a $75K salary, moving from Long Beach to Fargo could save roughly $1,237/month on core expenses. That's ~$14,844/year.

What salary do I need in Fargo to match my Long Beach lifestyle?

To maintain the same purchasing power as $75,000 in Long Beach, you'd need roughly $45,101/year in Fargo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only