Moving from Little Rock to Waco (2026)

Waco has a COL index of 83 vs 82 for Little Rock (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$99 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8283
100 = US avg
1BR rent
$1,100$1,000
per month
State tax
4.4%None
income tax
Take-home at $75K
$4,466$4,741
per month

Salary needed in Waco to match your Little Rock lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in Little RockEquivalent in Waco
$40K$40,488
$50K$50,610
$60K$60,732
$75K$75,915
$80K$80,976
$100K$101,220
$120K$121,463
$150K$151,829

Monthly budget at $75K — Little Rock vs Waco

ExpenseLittle RockWaco
Monthly take-home$4,466$4,741
1BR rent$1,100$1,000
Groceries$353$350
Transport$40$38
Utilities$168$172
Internet$58$60
Left after essentials$2,747$3,121

Frequently asked questions

Is Waco cheaper than Little Rock?

No. Waco has a cost of living index of 83 vs 82 for Little Rock (100 = US average). That's about 1% more expensive.

How much will I save moving from Little Rock to Waco?

On a $75K salary, moving from Little Rock to Waco could save roughly $99/month on core expenses. That's ~$1,188/year.

What salary do I need in Waco to match my Little Rock lifestyle?

To maintain the same purchasing power as $75,000 in Little Rock, you'd need roughly $75,915/year in Waco. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only