Moving from Little Rock to Memphis (2026)

Memphis has a COL index of 83 vs 82 for Little Rock (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$18 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8283
100 = US avg
1BR rent
$1,100$1,100
per month
State tax
4.4%None
income tax
Take-home at $75K
$4,466$4,741
per month

Salary needed in Memphis to match your Little Rock lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in Little RockEquivalent in Memphis
$40K$40,488
$50K$50,610
$60K$60,732
$75K$75,915
$80K$80,976
$100K$101,220
$120K$121,463
$150K$151,829

Monthly budget at $75K — Little Rock vs Memphis

ExpenseLittle RockMemphis
Monthly take-home$4,466$4,741
1BR rent$1,100$1,100
Groceries$353$357
Transport$40$55
Utilities$168$170
Internet$58$55
Left after essentials$2,747$3,004

Frequently asked questions

Is Memphis cheaper than Little Rock?

No. Memphis has a cost of living index of 83 vs 82 for Little Rock (100 = US average). That's about 1% more expensive.

How much will I save moving from Little Rock to Memphis?

On a $75K salary, core expenses in Memphis run about $18/month more than Little Rock. Factor this into your salary negotiation when relocating.

What salary do I need in Memphis to match my Little Rock lifestyle?

To maintain the same purchasing power as $75,000 in Little Rock, you'd need roughly $75,915/year in Memphis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only