Moving from Little Rock to Chattanooga (2026)

Chattanooga has a COL index of 86 vs 82 for Little Rock (100 = US average). Expect to pay about 5% more for the same lifestyle.

Pay ~$156 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8286
100 = US avg
1BR rent
$1,100$1,250
per month
State tax
4.4%None
income tax
Take-home at $75K
$4,466$4,741
per month

Salary needed in Chattanooga to match your Little Rock lifestyle

Based on the 5% cost of living increase between the two cities.

Your salary in Little RockEquivalent in Chattanooga
$40K$41,951
$50K$52,439
$60K$62,927
$75K$78,659
$80K$83,902
$100K$104,878
$120K$125,854
$150K$157,317

Monthly budget at $75K — Little Rock vs Chattanooga

ExpenseLittle RockChattanooga
Monthly take-home$4,466$4,741
1BR rent$1,100$1,250
Groceries$353$357
Transport$40$45
Utilities$168$165
Internet$58$58
Left after essentials$2,747$2,866

Frequently asked questions

Is Chattanooga cheaper than Little Rock?

No. Chattanooga has a cost of living index of 86 vs 82 for Little Rock (100 = US average). That's about 5% more expensive.

How much will I save moving from Little Rock to Chattanooga?

On a $75K salary, core expenses in Chattanooga run about $156/month more than Little Rock. Factor this into your salary negotiation when relocating.

What salary do I need in Chattanooga to match my Little Rock lifestyle?

To maintain the same purchasing power as $75,000 in Little Rock, you'd need roughly $78,659/year in Chattanooga. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only