Moving from Lincoln to Rockford (2026)
Rockford has a COL index of 82 vs 86 for Lincoln (100 = US average). You'd pay about 5% less for the same lifestyle.
Save ~$92/mo
on core expenses · $75K salary baseline
Key differences
COL index
8682
100 = US avg
1BR rent
$1,150$1,050
per month
State tax
5.8%5%
income tax
Take-home at $75K
$4,378$4,428
per month
Salary needed in Rockford to match your Lincoln lifestyle
Based on the 5% cost of living decrease between the two cities.
| Your salary in Lincoln | Equivalent in Rockford |
|---|---|
| $40K | $38,140 |
| $50K | $47,674 |
| $60K | $57,209 |
| $75K | $71,512 |
| $80K | $76,279 |
| $100K | $95,349 |
| $120K | $114,419 |
| $150K | $143,023 |
Monthly budget at $75K — Lincoln vs Rockford
| Expense | Lincoln | Rockford |
|---|---|---|
| Monthly take-home | $4,378 | $4,428 |
| 1BR rent | $1,150 | $1,050 |
| Groceries | $357 | $357 |
| Transport | $48 | $50 |
| Utilities | $152 | $158 |
| Internet | $58 | $58 |
| Left after essentials | $2,613 | $2,755 |
Frequently asked questions
Is Rockford cheaper than Lincoln?
Yes. Rockford has a cost of living index of 82 vs 86 for Lincoln (100 = US average). That's about 5% cheaper.
How much will I save moving from Lincoln to Rockford?
On a $75K salary, moving from Lincoln to Rockford could save roughly $92/month on core expenses. That's ~$1,104/year.
What salary do I need in Rockford to match my Lincoln lifestyle?
To maintain the same purchasing power as $75,000 in Lincoln, you'd need roughly $71,512/year in Rockford. This is based on the overall COL index difference between the two cities.
Moving from Rockford to LincolnLincoln vs Rockford — full comparisonLincoln cost of livingRockford cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only