Moving from Lincoln to McAllen (2026)
McAllen has a COL index of 78 vs 86 for Lincoln (100 = US average). You'd pay about 9% less for the same lifestyle.
Save ~$217/mo
on core expenses · $75K salary baseline
Key differences
COL index
8678
100 = US avg
1BR rent
$1,150$950
per month
State tax
5.8%None
income tax
Take-home at $75K
$4,378$4,741
per month
Salary needed in McAllen to match your Lincoln lifestyle
Based on the 9% cost of living decrease between the two cities.
| Your salary in Lincoln | Equivalent in McAllen |
|---|---|
| $40K | $36,279 |
| $50K | $45,349 |
| $60K | $54,419 |
| $75K | $68,023 |
| $80K | $72,558 |
| $100K | $90,698 |
| $120K | $108,837 |
| $150K | $136,047 |
Monthly budget at $75K — Lincoln vs McAllen
| Expense | Lincoln | McAllen |
|---|---|---|
| Monthly take-home | $4,378 | $4,741 |
| 1BR rent | $1,150 | $950 |
| Groceries | $357 | $338 |
| Transport | $48 | $35 |
| Utilities | $152 | $165 |
| Internet | $58 | $60 |
| Left after essentials | $2,613 | $3,193 |
Frequently asked questions
Is McAllen cheaper than Lincoln?
Yes. McAllen has a cost of living index of 78 vs 86 for Lincoln (100 = US average). That's about 9% cheaper.
How much will I save moving from Lincoln to McAllen?
On a $75K salary, moving from Lincoln to McAllen could save roughly $217/month on core expenses. That's ~$2,604/year.
What salary do I need in McAllen to match my Lincoln lifestyle?
To maintain the same purchasing power as $75,000 in Lincoln, you'd need roughly $68,023/year in McAllen. This is based on the overall COL index difference between the two cities.
Moving from McAllen to LincolnLincoln vs McAllen — full comparisonLincoln cost of livingMcAllen cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only