Moving from Lincoln to Madison (2026)

Madison has a COL index of 97 vs 86 for Lincoln (100 = US average). Expect to pay about 13% more for the same lifestyle.

Pay ~$556 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8697
100 = US avg
1BR rent
$1,150$1,650
per month
State tax
5.8%7.7%
income tax
Take-home at $75K
$4,378$4,259
per month

Salary needed in Madison to match your Lincoln lifestyle

Based on the 13% cost of living increase between the two cities.

Your salary in LincolnEquivalent in Madison
$40K$45,116
$50K$56,395
$60K$67,674
$75K$84,593
$80K$90,233
$100K$112,791
$120K$135,349
$150K$169,186

Monthly budget at $75K — Lincoln vs Madison

ExpenseLincolnMadison
Monthly take-home$4,378$4,259
1BR rent$1,150$1,650
Groceries$357$384
Transport$48$62
Utilities$152$162
Internet$58$63
Left after essentials$2,613$1,938

Frequently asked questions

Is Madison cheaper than Lincoln?

No. Madison has a cost of living index of 97 vs 86 for Lincoln (100 = US average). That's about 13% more expensive.

How much will I save moving from Lincoln to Madison?

On a $75K salary, core expenses in Madison run about $556/month more than Lincoln. Factor this into your salary negotiation when relocating.

What salary do I need in Madison to match my Lincoln lifestyle?

To maintain the same purchasing power as $75,000 in Lincoln, you'd need roughly $84,593/year in Madison. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only