Moving from Lima to Waco (2026)
Waco has a COL index of 83 vs 40 for Lima (100 = US average). Expect to pay about 108% more for the same lifestyle.
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Key differences
Salary needed in Waco to match your Lima lifestyle
Based on the 108% cost of living increase between the two cities.
| Your salary in Lima | Equivalent in Waco |
|---|---|
| $40K | $83,000 |
| $50K | $103,750 |
| $60K | $124,500 |
| $75K | $155,625 |
| $80K | $166,000 |
| $100K | $207,500 |
| $120K | $249,000 |
| $150K | $311,250 |
💵 Household income (before tax)
Monthly budget at $75K — Lima vs Waco
| Expense | Lima | Waco |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $500 | $1,000 |
| Groceries | $380 | $350 |
| Transport | $150 | $38 |
| Utilities | $55 | $172 |
| Internet | $25 | $60 |
| Left after essentials | $3,631 | $3,121 |
Frequently asked questions
Is Waco cheaper than Lima?
No. Waco has a cost of living index of 83 vs 40 for Lima (100 = US average). That's about 108% more expensive.
How much will I save moving from Lima to Waco?
On a $75K salary, core expenses in Waco run about $500/month more than Lima. Factor this into your salary negotiation when relocating.
What salary do I need in Waco to match my Lima lifestyle?
To maintain the same purchasing power as $75,000 in Lima, you'd need roughly $155,625/year in Waco. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only