Moving from Lima to St. Paul (2026)
St. Paul has a COL index of 97 vs 40 for Lima (100 = US average). Expect to pay about 143% more for the same lifestyle.
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Key differences
Salary needed in St. Paul to match your Lima lifestyle
Based on the 143% cost of living increase between the two cities.
| Your salary in Lima | Equivalent in St. Paul |
|---|---|
| $40K | $97,000 |
| $50K | $121,250 |
| $60K | $145,500 |
| $75K | $181,875 |
| $80K | $194,000 |
| $100K | $242,500 |
| $120K | $291,000 |
| $150K | $363,750 |
Adjust your salary
Monthly budget at $75K — Lima vs St. Paul
| Expense | Lima | St. Paul |
|---|---|---|
| Monthly take-home | $4,741 | $4,122 |
| 1BR rent | $500 | $1,500 |
| Groceries | $380 | $384 |
| Transport | $150 | $95 |
| Utilities | $55 | $195 |
| Internet | $25 | $63 |
| Left after essentials | $3,631 | $1,885 |
Frequently asked questions
Is St. Paul cheaper than Lima?
No. St. Paul has a cost of living index of 97 vs 40 for Lima (100 = US average). That's about 143% more expensive.
How much will I save moving from Lima to St. Paul?
On a $75K salary, core expenses in St. Paul run about $1,619/month more than Lima. Factor this into your salary negotiation when relocating.
What salary do I need in St. Paul to match my Lima lifestyle?
To maintain the same purchasing power as $75,000 in Lima, you'd need roughly $181,875/year in St. Paul. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only