Moving from Lima to Madison (2026)

Madison has a COL index of 97 vs 40 for Lima (100 = US average). Expect to pay about 143% more for the same lifestyle.

Pay ~$1,631 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
40 โ†’ 97
100 = US avg
1BR rent
$500 โ†’ $1,650
per month
State tax
None โ†’ 7.7%
income tax
COL difference
40 โ†’ 97
143% more expensive

Salary needed in Madison to match your Lima lifestyle

Based on the 143% cost of living increase between the two cities.

Your salary in LimaEquivalent in Madison
$40K$97,000
$50K$121,250
$60K$145,500
$75K$181,875
$80K$194,000
$100K$242,500
$120K$291,000
$150K$363,750

Adjust your salary

Pay ~$1,211/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Lima vs Madison

ExpenseLimaMadison
Monthly take-home$4,741$4,259
1BR rent$500$1,650
Groceries$380$384
Transport$150$62
Utilities$55$162
Internet$25$63
Left after essentials$3,631$1,938

Frequently asked questions

Is Madison cheaper than Lima?

No. Madison has a cost of living index of 97 vs 40 for Lima (100 = US average). That's about 143% more expensive.

How much will I save moving from Lima to Madison?

On a $75K salary, core expenses in Madison run about $1,631/month more than Lima. Factor this into your salary negotiation when relocating.

What salary do I need in Madison to match my Lima lifestyle?

To maintain the same purchasing power as $75,000 in Lima, you'd need roughly $181,875/year in Madison. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only