Moving from Lima to Des Moines (2026)

Des Moines has a COL index of 87 vs 40 for Lima (100 = US average). Expect to pay about 118% more for the same lifestyle.

Pay ~$1,056 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
40 โ†’ 87
100 = US avg
1BR rent
$500 โ†’ $1,200
per month
State tax
None โ†’ 5.7%
income tax
COL difference
40 โ†’ 87
118% more expensive

Salary needed in Des Moines to match your Lima lifestyle

Based on the 118% cost of living increase between the two cities.

Your salary in LimaEquivalent in Des Moines
$40K$87,000
$50K$108,750
$60K$130,500
$75K$163,125
$80K$174,000
$100K$217,500
$120K$261,000
$150K$326,250

Adjust your salary

Pay ~$720/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Lima vs Des Moines

ExpenseLimaDes Moines
Monthly take-home$4,741$4,384
1BR rent$500$1,200
Groceries$380$365
Transport$150$50
Utilities$55$155
Internet$25$60
Left after essentials$3,631$2,554

Frequently asked questions

Is Des Moines cheaper than Lima?

No. Des Moines has a cost of living index of 87 vs 40 for Lima (100 = US average). That's about 118% more expensive.

How much will I save moving from Lima to Des Moines?

On a $75K salary, core expenses in Des Moines run about $1,056/month more than Lima. Factor this into your salary negotiation when relocating.

What salary do I need in Des Moines to match my Lima lifestyle?

To maintain the same purchasing power as $75,000 in Lima, you'd need roughly $163,125/year in Des Moines. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only