Moving from Lexington to Miami (2026)

Miami has a COL index of 123 vs 89 for Lexington (100 = US average). Expect to pay about 38% more for the same lifestyle.

Pay ~$1,273 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
89123
100 = US avg
1BR rent
$1,350$2,500
per month
State tax
4%None
income tax
Take-home at $75K
$4,491$4,741
per month

Salary needed in Miami to match your Lexington lifestyle

Based on the 38% cost of living increase between the two cities.

Your salary in LexingtonEquivalent in Miami
$40K$55,281
$50K$69,101
$60K$82,921
$75K$103,652
$80K$110,562
$100K$138,202
$120K$165,843
$150K$207,303

Monthly budget at $75K — Lexington vs Miami

ExpenseLexingtonMiami
Monthly take-home$4,491$4,741
1BR rent$1,350$2,500
Groceries$365$399
Transport$60$112
Utilities$158$185
Internet$60$70
Left after essentials$2,498$1,475

Frequently asked questions

Is Miami cheaper than Lexington?

No. Miami has a cost of living index of 123 vs 89 for Lexington (100 = US average). That's about 38% more expensive.

How much will I save moving from Lexington to Miami?

On a $75K salary, core expenses in Miami run about $1,273/month more than Lexington. Factor this into your salary negotiation when relocating.

What salary do I need in Miami to match my Lexington lifestyle?

To maintain the same purchasing power as $75,000 in Lexington, you'd need roughly $103,652/year in Miami. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only