Moving from Las Cruces to St. Paul (2026)

St. Paul has a COL index of 97 vs 82 for Las Cruces (100 = US average). Expect to pay about 18% more for the same lifestyle.

Pay ~$637 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8297
100 = US avg
1BR rent
$1,000$1,500
per month
State tax
4.9%9.9%
income tax
Take-home at $75K
$4,434$4,122
per month

Salary needed in St. Paul to match your Las Cruces lifestyle

Based on the 18% cost of living increase between the two cities.

Your salary in Las CrucesEquivalent in St. Paul
$40K$47,317
$50K$59,146
$60K$70,976
$75K$88,720
$80K$94,634
$100K$118,293
$120K$141,951
$150K$177,439

Monthly budget at $75K — Las Cruces vs St. Paul

ExpenseLas CrucesSt. Paul
Monthly take-home$4,434$4,122
1BR rent$1,000$1,500
Groceries$350$384
Transport$38$95
Utilities$152$195
Internet$60$63
Left after essentials$2,834$1,885

Frequently asked questions

Is St. Paul cheaper than Las Cruces?

No. St. Paul has a cost of living index of 97 vs 82 for Las Cruces (100 = US average). That's about 18% more expensive.

How much will I save moving from Las Cruces to St. Paul?

On a $75K salary, core expenses in St. Paul run about $637/month more than Las Cruces. Factor this into your salary negotiation when relocating.

What salary do I need in St. Paul to match my Las Cruces lifestyle?

To maintain the same purchasing power as $75,000 in Las Cruces, you'd need roughly $88,720/year in St. Paul. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only