Moving from Las Cruces to Memphis (2026)

Memphis has a COL index of 83 vs 82 for Las Cruces (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$137 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8283
100 = US avg
1BR rent
$1,000$1,100
per month
State tax
4.9%None
income tax
Take-home at $75K
$4,434$4,741
per month

Salary needed in Memphis to match your Las Cruces lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in Las CrucesEquivalent in Memphis
$40K$40,488
$50K$50,610
$60K$60,732
$75K$75,915
$80K$80,976
$100K$101,220
$120K$121,463
$150K$151,829

Monthly budget at $75K — Las Cruces vs Memphis

ExpenseLas CrucesMemphis
Monthly take-home$4,434$4,741
1BR rent$1,000$1,100
Groceries$350$357
Transport$38$55
Utilities$152$170
Internet$60$55
Left after essentials$2,834$3,004

Frequently asked questions

Is Memphis cheaper than Las Cruces?

No. Memphis has a cost of living index of 83 vs 82 for Las Cruces (100 = US average). That's about 1% more expensive.

How much will I save moving from Las Cruces to Memphis?

On a $75K salary, core expenses in Memphis run about $137/month more than Las Cruces. Factor this into your salary negotiation when relocating.

What salary do I need in Memphis to match my Las Cruces lifestyle?

To maintain the same purchasing power as $75,000 in Las Cruces, you'd need roughly $75,915/year in Memphis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only