Moving from Las Cruces to Albany (2026)

Albany has a COL index of 92 vs 82 for Las Cruces (100 = US average). Expect to pay about 12% more for the same lifestyle.

Pay ~$498 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8292
100 = US avg
1BR rent
$1,000$1,400
per month
State tax
4.9%6.9%
income tax
Take-home at $75K
$4,434$4,309
per month

Salary needed in Albany to match your Las Cruces lifestyle

Based on the 12% cost of living increase between the two cities.

Your salary in Las CrucesEquivalent in Albany
$40K$44,878
$50K$56,098
$60K$67,317
$75K$84,146
$80K$89,756
$100K$112,195
$120K$134,634
$150K$168,293

Monthly budget at $75K — Las Cruces vs Albany

ExpenseLas CrucesAlbany
Monthly take-home$4,434$4,309
1BR rent$1,000$1,400
Groceries$350$380
Transport$38$68
Utilities$152$185
Internet$60$65
Left after essentials$2,834$2,211

Frequently asked questions

Is Albany cheaper than Las Cruces?

No. Albany has a cost of living index of 92 vs 82 for Las Cruces (100 = US average). That's about 12% more expensive.

How much will I save moving from Las Cruces to Albany?

On a $75K salary, core expenses in Albany run about $498/month more than Las Cruces. Factor this into your salary negotiation when relocating.

What salary do I need in Albany to match my Las Cruces lifestyle?

To maintain the same purchasing power as $75,000 in Las Cruces, you'd need roughly $84,146/year in Albany. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only