Moving from Lafayette to St. Paul (2026)

St. Paul has a COL index of 97 vs 85 for Lafayette (100 = US average). Expect to pay about 14% more for the same lifestyle.

Pay ~$468 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8597
100 = US avg
1BR rent
$1,100$1,500
per month
State tax
4.3%9.9%
income tax
Take-home at $75K
$4,472$4,122
per month

Salary needed in St. Paul to match your Lafayette lifestyle

Based on the 14% cost of living increase between the two cities.

Your salary in LafayetteEquivalent in St. Paul
$40K$45,647
$50K$57,059
$60K$68,471
$75K$85,588
$80K$91,294
$100K$114,118
$120K$136,941
$150K$171,176

Monthly budget at $75K — Lafayette vs St. Paul

ExpenseLafayetteSt. Paul
Monthly take-home$4,472$4,122
1BR rent$1,100$1,500
Groceries$361$384
Transport$42$95
Utilities$208$195
Internet$58$63
Left after essentials$2,703$1,885

Frequently asked questions

Is St. Paul cheaper than Lafayette?

No. St. Paul has a cost of living index of 97 vs 85 for Lafayette (100 = US average). That's about 14% more expensive.

How much will I save moving from Lafayette to St. Paul?

On a $75K salary, core expenses in St. Paul run about $468/month more than Lafayette. Factor this into your salary negotiation when relocating.

What salary do I need in St. Paul to match my Lafayette lifestyle?

To maintain the same purchasing power as $75,000 in Lafayette, you'd need roughly $85,588/year in St. Paul. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only