Moving from Lafayette to Richmond (2026)

Richmond has a COL index of 98 vs 85 for Lafayette (100 = US average). Expect to pay about 15% more for the same lifestyle.

Pay ~$485 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8598
100 = US avg
1BR rent
$1,100$1,600
per month
State tax
4.3%5.8%
income tax
Take-home at $75K
$4,472$4,378
per month

Salary needed in Richmond to match your Lafayette lifestyle

Based on the 15% cost of living increase between the two cities.

Your salary in LafayetteEquivalent in Richmond
$40K$46,118
$50K$57,647
$60K$69,176
$75K$86,471
$80K$92,235
$100K$115,294
$120K$138,353
$150K$172,941

Monthly budget at $75K — Lafayette vs Richmond

ExpenseLafayetteRichmond
Monthly take-home$4,472$4,378
1BR rent$1,100$1,600
Groceries$361$369
Transport$42$70
Utilities$208$155
Internet$58$60
Left after essentials$2,703$2,124

Frequently asked questions

Is Richmond cheaper than Lafayette?

No. Richmond has a cost of living index of 98 vs 85 for Lafayette (100 = US average). That's about 15% more expensive.

How much will I save moving from Lafayette to Richmond?

On a $75K salary, core expenses in Richmond run about $485/month more than Lafayette. Factor this into your salary negotiation when relocating.

What salary do I need in Richmond to match my Lafayette lifestyle?

To maintain the same purchasing power as $75,000 in Lafayette, you'd need roughly $86,471/year in Richmond. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only