Moving from Koh Samui to Waco (2026)

Waco has a COL index of 83 vs 50 for Koh Samui (100 = US average). Expect to pay about 66% more for the same lifestyle.

Pay ~$380 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
50 โ†’ 83
100 = US avg
1BR rent
$620 โ†’ $1,000
per month
State tax
None โ†’ None
income tax
COL difference
50 โ†’ 83
66% more expensive

Salary needed in Waco to match your Koh Samui lifestyle

Based on the 66% cost of living increase between the two cities.

Your salary in Koh SamuiEquivalent in Waco
$40K$66,400
$50K$83,000
$60K$99,600
$75K$124,500
$80K$132,800
$100K$166,000
$120K$199,200
$150K$249,000

Adjust your salary

Pay ~$372/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Koh Samui vs Waco

ExpenseKoh SamuiWaco
Monthly take-home$4,741$4,741
1BR rent$620$1,000
Groceries$380$350
Transport$150$38
Utilities$70$172
Internet$28$60
Left after essentials$3,493$3,121

Frequently asked questions

Is Waco cheaper than Koh Samui?

No. Waco has a cost of living index of 83 vs 50 for Koh Samui (100 = US average). That's about 66% more expensive.

How much will I save moving from Koh Samui to Waco?

On a $75K salary, core expenses in Waco run about $380/month more than Koh Samui. Factor this into your salary negotiation when relocating.

What salary do I need in Waco to match my Koh Samui lifestyle?

To maintain the same purchasing power as $75,000 in Koh Samui, you'd need roughly $124,500/year in Waco. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only