Moving from Knoxville to Birmingham (2026)

Birmingham has a COL index of 84 vs 87 for Knoxville (100 = US average). You'd pay about 3% less for the same lifestyle.

Save ~$104/mo
on core expenses · $75K salary baseline

Key differences

COL index
8784
100 = US avg
1BR rent
$1,300$1,200
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Birmingham to match your Knoxville lifestyle

Based on the 3% cost of living decrease between the two cities.

Your salary in KnoxvilleEquivalent in Birmingham
$40K$38,621
$50K$48,276
$60K$57,931
$75K$72,414
$80K$77,241
$100K$96,552
$120K$115,862
$150K$144,828

Monthly budget at $75K — Knoxville vs Birmingham

ExpenseKnoxvilleBirmingham
Monthly take-home$4,741$4,428
1BR rent$1,300$1,200
Groceries$361$357
Transport$45$40
Utilities$168$175
Internet$60$58
Left after essentials$2,807$2,598

Frequently asked questions

Is Birmingham cheaper than Knoxville?

Yes. Birmingham has a cost of living index of 84 vs 87 for Knoxville (100 = US average). That's about 3% cheaper.

How much will I save moving from Knoxville to Birmingham?

On a $75K salary, moving from Knoxville to Birmingham could save roughly $104/month on core expenses. That's ~$1,248/year.

What salary do I need in Birmingham to match my Knoxville lifestyle?

To maintain the same purchasing power as $75,000 in Knoxville, you'd need roughly $72,414/year in Birmingham. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only