Moving from Kansas City to Richmond (2026)

Richmond has a COL index of 98 vs 91 for Kansas City (100 = US average). Expect to pay about 8% more for the same lifestyle.

Pay ~$398 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9198
100 = US avg
1BR rent
$1,200$1,600
per month
State tax
5.4%5.8%
income tax
Take-home at $75K
$4,403$4,378
per month

Salary needed in Richmond to match your Kansas City lifestyle

Based on the 8% cost of living increase between the two cities.

Your salary in Kansas CityEquivalent in Richmond
$40K$43,077
$50K$53,846
$60K$64,615
$75K$80,769
$80K$86,154
$100K$107,692
$120K$129,231
$150K$161,538

Monthly budget at $75K — Kansas City vs Richmond

ExpenseKansas CityRichmond
Monthly take-home$4,403$4,378
1BR rent$1,200$1,600
Groceries$361$369
Transport$70$70
Utilities$165$155
Internet$60$60
Left after essentials$2,547$2,124

Frequently asked questions

Is Richmond cheaper than Kansas City?

No. Richmond has a cost of living index of 98 vs 91 for Kansas City (100 = US average). That's about 8% more expensive.

How much will I save moving from Kansas City to Richmond?

On a $75K salary, core expenses in Richmond run about $398/month more than Kansas City. Factor this into your salary negotiation when relocating.

What salary do I need in Richmond to match my Kansas City lifestyle?

To maintain the same purchasing power as $75,000 in Kansas City, you'd need roughly $80,769/year in Richmond. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only