Moving from Kansas City to Indianapolis (2026)

Indianapolis has a COL index of 89 vs 91 for Kansas City (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$29/mo
on core expenses · $75K salary baseline

Key differences

COL index
9189
100 = US avg
1BR rent
$1,200$1,200
per month
State tax
5.4%3.2%
income tax
Take-home at $75K
$4,403$4,541
per month

Salary needed in Indianapolis to match your Kansas City lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in Kansas CityEquivalent in Indianapolis
$40K$39,121
$50K$48,901
$60K$58,681
$75K$73,352
$80K$78,242
$100K$97,802
$120K$117,363
$150K$146,703

Monthly budget at $75K — Kansas City vs Indianapolis

ExpenseKansas CityIndianapolis
Monthly take-home$4,403$4,541
1BR rent$1,200$1,200
Groceries$361$357
Transport$70$60
Utilities$165$155
Internet$60$55
Left after essentials$2,547$2,714

Frequently asked questions

Is Indianapolis cheaper than Kansas City?

Yes. Indianapolis has a cost of living index of 89 vs 91 for Kansas City (100 = US average). That's about 2% cheaper.

How much will I save moving from Kansas City to Indianapolis?

On a $75K salary, moving from Kansas City to Indianapolis could save roughly $29/month on core expenses. That's ~$348/year.

What salary do I need in Indianapolis to match my Kansas City lifestyle?

To maintain the same purchasing power as $75,000 in Kansas City, you'd need roughly $73,352/year in Indianapolis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only