Moving from Jacksonville to Waco (2026)
Waco has a COL index of 83 vs 93 for Jacksonville (100 = US average). You'd pay about 11% less for the same lifestyle.
Key differences
Salary needed in Waco to match your Jacksonville lifestyle
Based on the 11% cost of living decrease between the two cities.
| Your salary in Jacksonville | Equivalent in Waco |
|---|---|
| $40K | $35,699 |
| $50K | $44,624 |
| $60K | $53,548 |
| $75K | $66,935 |
| $80K | $71,398 |
| $100K | $89,247 |
| $120K | $107,097 |
| $150K | $133,871 |
Monthly budget at $75K — Jacksonville vs Waco
| Expense | Jacksonville | Waco |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $1,650 | $1,000 |
| Groceries | $365 | $350 |
| Transport | $50 | $38 |
| Utilities | $190 | $172 |
| Internet | $62 | $60 |
| Left after essentials | $2,424 | $3,121 |
Frequently asked questions
Is Waco cheaper than Jacksonville?
Yes. Waco has a cost of living index of 83 vs 93 for Jacksonville (100 = US average). That's about 11% cheaper.
How much will I save moving from Jacksonville to Waco?
On a $75K salary, moving from Jacksonville to Waco could save roughly $697/month on core expenses. That's ~$8,364/year.
What salary do I need in Waco to match my Jacksonville lifestyle?
To maintain the same purchasing power as $75,000 in Jacksonville, you'd need roughly $66,935/year in Waco. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only