Moving from Jacksonville to St. Paul (2026)

St. Paul has a COL index of 97 vs 93 for Jacksonville (100 = US average). Expect to pay about 4% more for the same lifestyle.

Pay ~$80 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9397
100 = US avg
1BR rent
$1,650$1,500
per month
State tax
None9.9%
income tax
Take-home at $75K
$4,741$4,122
per month

Salary needed in St. Paul to match your Jacksonville lifestyle

Based on the 4% cost of living increase between the two cities.

Your salary in JacksonvilleEquivalent in St. Paul
$40K$41,720
$50K$52,151
$60K$62,581
$75K$78,226
$80K$83,441
$100K$104,301
$120K$125,161
$150K$156,452

Monthly budget at $75K — Jacksonville vs St. Paul

ExpenseJacksonvilleSt. Paul
Monthly take-home$4,741$4,122
1BR rent$1,650$1,500
Groceries$365$384
Transport$50$95
Utilities$190$195
Internet$62$63
Left after essentials$2,424$1,885

Frequently asked questions

Is St. Paul cheaper than Jacksonville?

No. St. Paul has a cost of living index of 97 vs 93 for Jacksonville (100 = US average). That's about 4% more expensive.

How much will I save moving from Jacksonville to St. Paul?

On a $75K salary, moving from Jacksonville to St. Paul could save roughly $80/month on core expenses. That's ~$960/year.

What salary do I need in St. Paul to match my Jacksonville lifestyle?

To maintain the same purchasing power as $75,000 in Jacksonville, you'd need roughly $78,226/year in St. Paul. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only