Moving from Jacksonville to Springfield (2026)

Springfield has a COL index of 98 vs 93 for Jacksonville (100 = US average). Expect to pay about 5% more for the same lifestyle.

Pay ~$154 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9398
100 = US avg
1BR rent
$1,650$1,450
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Springfield to match your Jacksonville lifestyle

Based on the 5% cost of living increase between the two cities.

Your salary in JacksonvilleEquivalent in Springfield
$40K$42,151
$50K$52,688
$60K$63,226
$75K$79,032
$80K$84,301
$100K$105,376
$120K$126,452
$150K$158,065

Monthly budget at $75K — Jacksonville vs Springfield

ExpenseJacksonvilleSpringfield
Monthly take-home$4,741$4,428
1BR rent$1,650$1,450
Groceries$365$391
Transport$50$72
Utilities$190$185
Internet$62$65
Left after essentials$2,424$2,265

Frequently asked questions

Is Springfield cheaper than Jacksonville?

No. Springfield has a cost of living index of 98 vs 93 for Jacksonville (100 = US average). That's about 5% more expensive.

How much will I save moving from Jacksonville to Springfield?

On a $75K salary, moving from Jacksonville to Springfield could save roughly $154/month on core expenses. That's ~$1,848/year.

What salary do I need in Springfield to match my Jacksonville lifestyle?

To maintain the same purchasing power as $75,000 in Jacksonville, you'd need roughly $79,032/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only