Moving from Jacksonville to Springfield (2026)

Springfield has a COL index of 81 vs 93 for Jacksonville (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$699/mo
on core expenses · $75K salary baseline

Key differences

COL index
9381
100 = US avg
1BR rent
$1,650$1,000
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Springfield to match your Jacksonville lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in JacksonvilleEquivalent in Springfield
$40K$34,839
$50K$43,548
$60K$52,258
$75K$65,323
$80K$69,677
$100K$87,097
$120K$104,516
$150K$130,645

Monthly budget at $75K — Jacksonville vs Springfield

ExpenseJacksonvilleSpringfield
Monthly take-home$4,741$4,428
1BR rent$1,650$1,000
Groceries$365$357
Transport$50$48
Utilities$190$155
Internet$62$58
Left after essentials$2,424$2,810

Frequently asked questions

Is Springfield cheaper than Jacksonville?

Yes. Springfield has a cost of living index of 81 vs 93 for Jacksonville (100 = US average). That's about 13% cheaper.

How much will I save moving from Jacksonville to Springfield?

On a $75K salary, moving from Jacksonville to Springfield could save roughly $699/month on core expenses. That's ~$8,388/year.

What salary do I need in Springfield to match my Jacksonville lifestyle?

To maintain the same purchasing power as $75,000 in Jacksonville, you'd need roughly $65,323/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only