Moving from Jacksonville to Rockford (2026)

Rockford has a COL index of 82 vs 93 for Jacksonville (100 = US average). You'd pay about 12% less for the same lifestyle.

Save ~$644/mo
on core expenses · $75K salary baseline

Key differences

COL index
9382
100 = US avg
1BR rent
$1,650$1,050
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Rockford to match your Jacksonville lifestyle

Based on the 12% cost of living decrease between the two cities.

Your salary in JacksonvilleEquivalent in Rockford
$40K$35,269
$50K$44,086
$60K$52,903
$75K$66,129
$80K$70,538
$100K$88,172
$120K$105,806
$150K$132,258

Monthly budget at $75K — Jacksonville vs Rockford

ExpenseJacksonvilleRockford
Monthly take-home$4,741$4,428
1BR rent$1,650$1,050
Groceries$365$357
Transport$50$50
Utilities$190$158
Internet$62$58
Left after essentials$2,424$2,755

Frequently asked questions

Is Rockford cheaper than Jacksonville?

Yes. Rockford has a cost of living index of 82 vs 93 for Jacksonville (100 = US average). That's about 12% cheaper.

How much will I save moving from Jacksonville to Rockford?

On a $75K salary, moving from Jacksonville to Rockford could save roughly $644/month on core expenses. That's ~$7,728/year.

What salary do I need in Rockford to match my Jacksonville lifestyle?

To maintain the same purchasing power as $75,000 in Jacksonville, you'd need roughly $66,129/year in Rockford. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only