Moving from Jacksonville to Indianapolis (2026)
Indianapolis has a COL index of 89 vs 93 for Jacksonville (100 = US average). You'd pay about 4% less for the same lifestyle.
Key differences
Salary needed in Indianapolis to match your Jacksonville lifestyle
Based on the 4% cost of living decrease between the two cities.
| Your salary in Jacksonville | Equivalent in Indianapolis |
|---|---|
| $40K | $38,280 |
| $50K | $47,849 |
| $60K | $57,419 |
| $75K | $71,774 |
| $80K | $76,559 |
| $100K | $95,699 |
| $120K | $114,839 |
| $150K | $143,548 |
Monthly budget at $75K — Jacksonville vs Indianapolis
| Expense | Jacksonville | Indianapolis |
|---|---|---|
| Monthly take-home | $4,741 | $4,541 |
| 1BR rent | $1,650 | $1,200 |
| Groceries | $365 | $357 |
| Transport | $50 | $60 |
| Utilities | $190 | $155 |
| Internet | $62 | $55 |
| Left after essentials | $2,424 | $2,714 |
Frequently asked questions
Is Indianapolis cheaper than Jacksonville?
Yes. Indianapolis has a cost of living index of 89 vs 93 for Jacksonville (100 = US average). That's about 4% cheaper.
How much will I save moving from Jacksonville to Indianapolis?
On a $75K salary, moving from Jacksonville to Indianapolis could save roughly $490/month on core expenses. That's ~$5,880/year.
What salary do I need in Indianapolis to match my Jacksonville lifestyle?
To maintain the same purchasing power as $75,000 in Jacksonville, you'd need roughly $71,774/year in Indianapolis. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only