Moving from Jacksonville to Chattanooga (2026)
Chattanooga has a COL index of 86 vs 93 for Jacksonville (100 = US average). You'd pay about 8% less for the same lifestyle.
Key differences
Salary needed in Chattanooga to match your Jacksonville lifestyle
Based on the 8% cost of living decrease between the two cities.
| Your salary in Jacksonville | Equivalent in Chattanooga |
|---|---|
| $40K | $36,989 |
| $50K | $46,237 |
| $60K | $55,484 |
| $75K | $69,355 |
| $80K | $73,978 |
| $100K | $92,473 |
| $120K | $110,968 |
| $150K | $138,710 |
Monthly budget at $75K — Jacksonville vs Chattanooga
| Expense | Jacksonville | Chattanooga |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $1,650 | $1,250 |
| Groceries | $365 | $357 |
| Transport | $50 | $45 |
| Utilities | $190 | $165 |
| Internet | $62 | $58 |
| Left after essentials | $2,424 | $2,866 |
Frequently asked questions
Is Chattanooga cheaper than Jacksonville?
Yes. Chattanooga has a cost of living index of 86 vs 93 for Jacksonville (100 = US average). That's about 8% cheaper.
How much will I save moving from Jacksonville to Chattanooga?
On a $75K salary, moving from Jacksonville to Chattanooga could save roughly $442/month on core expenses. That's ~$5,304/year.
What salary do I need in Chattanooga to match my Jacksonville lifestyle?
To maintain the same purchasing power as $75,000 in Jacksonville, you'd need roughly $69,355/year in Chattanooga. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only