Moving from Jacksonville to Birmingham (2026)

Birmingham has a COL index of 84 vs 93 for Jacksonville (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$487/mo
on core expenses · $75K salary baseline

Key differences

COL index
9384
100 = US avg
1BR rent
$1,650$1,200
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Birmingham to match your Jacksonville lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in JacksonvilleEquivalent in Birmingham
$40K$36,129
$50K$45,161
$60K$54,194
$75K$67,742
$80K$72,258
$100K$90,323
$120K$108,387
$150K$135,484

Monthly budget at $75K — Jacksonville vs Birmingham

ExpenseJacksonvilleBirmingham
Monthly take-home$4,741$4,428
1BR rent$1,650$1,200
Groceries$365$357
Transport$50$40
Utilities$190$175
Internet$62$58
Left after essentials$2,424$2,598

Frequently asked questions

Is Birmingham cheaper than Jacksonville?

Yes. Birmingham has a cost of living index of 84 vs 93 for Jacksonville (100 = US average). That's about 10% cheaper.

How much will I save moving from Jacksonville to Birmingham?

On a $75K salary, moving from Jacksonville to Birmingham could save roughly $487/month on core expenses. That's ~$5,844/year.

What salary do I need in Birmingham to match my Jacksonville lifestyle?

To maintain the same purchasing power as $75,000 in Jacksonville, you'd need roughly $67,742/year in Birmingham. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only