Moving from Irvine to Wilmington (2026)

Wilmington has a COL index of 93 vs 158 for Irvine (100 = US average). You'd pay about 41% less for the same lifestyle.

Save ~$1,350/mo
on core expenses · $75K salary baseline

Key differences

COL index
15893
100 = US avg
1BR rent
$2,800$1,550
per month
State tax
9.3%4.5%
income tax
Take-home at $75K
$4,159$4,459
per month

Salary needed in Wilmington to match your Irvine lifestyle

Based on the 41% cost of living decrease between the two cities.

Your salary in IrvineEquivalent in Wilmington
$40K$23,544
$50K$29,430
$60K$35,316
$75K$44,146
$80K$47,089
$100K$58,861
$120K$70,633
$150K$88,291

Monthly budget at $75K — Irvine vs Wilmington

ExpenseIrvineWilmington
Monthly take-home$4,159$4,459
1BR rent$2,800$1,550
Groceries$429$372
Transport$90$45
Utilities$148$158
Internet$70$62
Left after essentials$622$2,272

Frequently asked questions

Is Wilmington cheaper than Irvine?

Yes. Wilmington has a cost of living index of 93 vs 158 for Irvine (100 = US average). That's about 41% cheaper.

How much will I save moving from Irvine to Wilmington?

On a $75K salary, moving from Irvine to Wilmington could save roughly $1,350/month on core expenses. That's ~$16,200/year.

What salary do I need in Wilmington to match my Irvine lifestyle?

To maintain the same purchasing power as $75,000 in Irvine, you'd need roughly $44,146/year in Wilmington. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only