Moving from Irvine to Madison (2026)

Madison has a COL index of 97 vs 158 for Irvine (100 = US average). You'd pay about 39% less for the same lifestyle.

Save ~$1,216/mo
on core expenses · $75K salary baseline

Key differences

COL index
15897
100 = US avg
1BR rent
$2,800$1,650
per month
State tax
9.3%7.7%
income tax
Take-home at $75K
$4,159$4,259
per month

Salary needed in Madison to match your Irvine lifestyle

Based on the 39% cost of living decrease between the two cities.

Your salary in IrvineEquivalent in Madison
$40K$24,557
$50K$30,696
$60K$36,835
$75K$46,044
$80K$49,114
$100K$61,392
$120K$73,671
$150K$92,089

Monthly budget at $75K — Irvine vs Madison

ExpenseIrvineMadison
Monthly take-home$4,159$4,259
1BR rent$2,800$1,650
Groceries$429$384
Transport$90$62
Utilities$148$162
Internet$70$63
Left after essentials$622$1,938

Frequently asked questions

Is Madison cheaper than Irvine?

Yes. Madison has a cost of living index of 97 vs 158 for Irvine (100 = US average). That's about 39% cheaper.

How much will I save moving from Irvine to Madison?

On a $75K salary, moving from Irvine to Madison could save roughly $1,216/month on core expenses. That's ~$14,592/year.

What salary do I need in Madison to match my Irvine lifestyle?

To maintain the same purchasing power as $75,000 in Irvine, you'd need roughly $46,044/year in Madison. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only