Moving from Irvine to Duluth (2026)
Duluth has a COL index of 87 vs 158 for Irvine (100 = US average). You'd pay about 45% less for the same lifestyle.
Save ~$1,681/mo
on core expenses · $75K salary baseline
Key differences
COL index
15887
100 = US avg
1BR rent
$2,800$1,200
per month
State tax
9.3%9.9%
income tax
Take-home at $75K
$4,159$4,122
per month
Salary needed in Duluth to match your Irvine lifestyle
Based on the 45% cost of living decrease between the two cities.
| Your salary in Irvine | Equivalent in Duluth |
|---|---|
| $40K | $22,025 |
| $50K | $27,532 |
| $60K | $33,038 |
| $75K | $41,297 |
| $80K | $44,051 |
| $100K | $55,063 |
| $120K | $66,076 |
| $150K | $82,595 |
Monthly budget at $75K — Irvine vs Duluth
| Expense | Irvine | Duluth |
|---|---|---|
| Monthly take-home | $4,159 | $4,122 |
| 1BR rent | $2,800 | $1,200 |
| Groceries | $429 | $369 |
| Transport | $90 | $60 |
| Utilities | $148 | $165 |
| Internet | $70 | $62 |
| Left after essentials | $622 | $2,266 |
Frequently asked questions
Is Duluth cheaper than Irvine?
Yes. Duluth has a cost of living index of 87 vs 158 for Irvine (100 = US average). That's about 45% cheaper.
How much will I save moving from Irvine to Duluth?
On a $75K salary, moving from Irvine to Duluth could save roughly $1,681/month on core expenses. That's ~$20,172/year.
What salary do I need in Duluth to match my Irvine lifestyle?
To maintain the same purchasing power as $75,000 in Irvine, you'd need roughly $41,297/year in Duluth. This is based on the overall COL index difference between the two cities.
Moving from Duluth to IrvineIrvine vs Duluth — full comparisonIrvine cost of livingDuluth cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only