Moving from Indianapolis to Wilmington (2026)
Wilmington has a COL index of 93 vs 89 for Indianapolis (100 = US average). Expect to pay about 4% more for the same lifestyle.
Key differences
Salary needed in Wilmington to match your Indianapolis lifestyle
Based on the 4% cost of living increase between the two cities.
| Your salary in Indianapolis | Equivalent in Wilmington |
|---|---|
| $40K | $41,798 |
| $50K | $52,247 |
| $60K | $62,697 |
| $75K | $78,371 |
| $80K | $83,596 |
| $100K | $104,494 |
| $120K | $125,393 |
| $150K | $156,742 |
Monthly budget at $75K — Indianapolis vs Wilmington
| Expense | Indianapolis | Wilmington |
|---|---|---|
| Monthly take-home | $4,541 | $4,459 |
| 1BR rent | $1,200 | $1,550 |
| Groceries | $357 | $372 |
| Transport | $60 | $45 |
| Utilities | $155 | $158 |
| Internet | $55 | $62 |
| Left after essentials | $2,714 | $2,272 |
Frequently asked questions
Is Wilmington cheaper than Indianapolis?
No. Wilmington has a cost of living index of 93 vs 89 for Indianapolis (100 = US average). That's about 4% more expensive.
How much will I save moving from Indianapolis to Wilmington?
On a $75K salary, core expenses in Wilmington run about $360/month more than Indianapolis. Factor this into your salary negotiation when relocating.
What salary do I need in Wilmington to match my Indianapolis lifestyle?
To maintain the same purchasing power as $75,000 in Indianapolis, you'd need roughly $78,371/year in Wilmington. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only